Taqanu - Consultant

After attending Baltic Honey Badger in Vilnius in 2017 we were hired by Taqanu to consult with launching their Digital Trust Program – a smartphone‑based identity platform that enables refugees to open basic bank accounts under Germany’s newly reformed “basic account” rule. Taqanu’s goal was to solve two core problems: refugees’ inability to prove identity and banks’ KYC barriers to onboarding vulnerable populations.

Scope & Approach

• Conducted regulatory mapping of Germany’s Basic Bank Account law and EU KYC requirements

• Designed end‑to‑end user flows (sign‑up, identity proofing, consent management) in Figma

• Developed a technical architecture spec for a GDPR‑ and PSD2‑compliant backend capable of issuing limited digital IDs

• Built strategic partnerships with two German banks for API‑based account provisioning

Deliverables

• A prioritized product roadmap and technical specification document

• High‑fidelity Figma prototypes covering onboarding, identity verification, and bank linking

• Integration playbook detailing API schemas, security controls, and compliance checkpoints

• Pilot execution plan with KPIs, user recruitment criteria, and feedback loops